Can I get a mortgage loan with poor credit history?

We filed bankruptcy 2 years ago. And Now our dream home is finally back on the market. My (live together for 4yrs) Fiance has a really good job for our area but only been there about 4 mths. We checked his credit score a couple mths ago and it was 534. Does anyone know where we can get a loan with short time on the job and low credit score??????

What impact does co-applicants credit score have on mortgage rate?

My fiance are getting married in six months. We plan to buy a house together before the wedding.

My credit score is excellent (over 750). Hers is in the good range (around 650-700), but it’s only because she has student loan debt…she’s never missed a payment or been late.

I know I would get a very good interest rate and would qualify for the full amount if I applied for the loan without her on the application. If we applied as co-applicants, would I introduce the risk of us getting a higher interest rate because of her score being a little lower?

If that were the case, does anybody have any recommendations on whether it’s possible to have me as the only name on the mortgage but be able to add her to the title at or after the close?
Thanks!

When credit score to mortgage loaners take into accound?

I’m putting both my income and my fiance’s income to get a home loan. I know they check your credit score but which one to they use considering there are three of them from each of us. Do they take the lowest out off all of our scores or the highest?
sorry, take into account….

Mortgage with a co-borrower with lower credit score?

My fiance has a credit score of 810 (Transunion) and my credit scores are 651(Experian), 681 (Transunion),& 682 (Equifax). We are looking to purchase a 5k home with k down. Our combined annual income is about 0k. Will I be able to be a co-borrower? How will this affect the interest rate? Will we even get approved with the stricter bank guidelines? Thanks in advance for your help!!

My credit score is pretty low, what would be the lowest and still being able to get a mortgage?

My credit score is around the 500 mark. My fiance and I are watning to by a house within the next year. His credit is worse than mine, but we really are in need of a larger home.Do you know of anywhere that migh be able to help?

what is the lowest credit score you can have going for a mortgage without going into the red zone?

I will be applying for a mortgage next summer, my fiance has very good credit in the 700’s but i am in the low 600’s and i have been late with a few late payments from a few years ago I am worried we will not be able to get a good mortgage , or a mortgage at all because of me. what is the lowest score they will look at now before its considered sub prime, i know that mortgage companies are getting strict now

Getting a mortgage with someone with a lower credit score.?

My fiance and I are planning to buy a home together before we’re married. My Credit Score is 885, but he foreclosed on a mortgage 4 years ago and at last check he was in the 600’s. We would need our combined income to afford the house we want. Would our credit scores get averaged together? Will having a mortgage with someone with a low score effect my score?
I thought 885 was a little high too, but I got it through Experian Vantage Score and they list the scores as 501-990.