my credit score is low low and due to divorce i have to sell my home if i cant get his name off 2nd mortgage?

Post date: March 23rd, 2012

due to divorce i have to refi the 2nd mortgage with his name on my home–now that the economy is worse and credit is tight i cant refi the 2nd mortgage—its apprx 12k—-the main mortgage is only in my name and i have been here 10years—but i will have to sell even though i need to reroof and etc i will owe if i sell it—-how can i find someone to refi or personal loan me when credit score is low—
ummmmm ppl keep sending me work at home info i already work two full time jobs—thank you—–its not like i dont work—-

Refinancing with low credit score?

Post date: March 20th, 2012

I just got done with a lengthy and financially drained divorce. I was left with lots of bills and my credit score is 473 now. Where can I get a refinance mortgage loan with a low score like this. I have six months to refinance my home and pay my ex his percentage of the equity.

Lowest possible credit score to open Mortgage?

Post date: January 31st, 2012

Okay well I am a Freshmen in College right now (23 years old) and my credit score isn’t very good. 532. To be accepted for a mortgage of 100-200K what would be the minimum score generally accepted to open a mortgage on a house.

Thanks

What is the lowest credit score a person can have and still get a mortgage?

Post date: November 21st, 2011

Can you even get a mortgage with a low credit rating?

Post date: September 12th, 2011

My husband and I had decent credit a year ago. Now our limits have been cut and our scores have dropped. But we want to buy a house. Houses in our area are starting to drop dramatically. We can secure a down payment of about 5%. But are lenders lending??

Do regular inquiries hurt my credit score?

Post date: September 9th, 2011

Do all regular inquiries (individual or participant) hurt my credit score? I’m looking at my report now and see that some have "permissible purpose" typed next to that specific inquiry. What exactly does lower one’s credit score (example: applying for a credit card, mortgage, loan…etc)…Thanks.

How can i get low interest rate mortgage loan?

Post date: September 3rd, 2011

My household (my self and my wife) income is around 42K per year. I am planing to buy house. will i get any low interest rate because of low income. my credit score is really good above 800.

Joint Application on Mortgage – Credit scores?

Post date: August 31st, 2011

If my husband and I apply jointly, I have been told they will use the lower middle score. Does that mean they will take his middle score and my middle score and then use whichever is lowest?

Also, looking at the scenario below, what do you think the minimum lower middle credit score needed to qualify for a loan:

- First time home buyers seeking approx 0,000 loan
- Approx 0,000 annual income
- 10% Down
- Under ,000 debt (student loan)
- 6 months reserve fund
- Stable job history

Our issue is that one of us has okay credit and the other not so great. Our middle score is 603 for one and 660 for the other, but they would take the 603 give its the lower. Will this prevent us from getting a loan with our other strong points?

if my credit score is decent, but my income is low at the moment, would a cosigner help me to get a mortgage?

Post date: August 28th, 2011

Why is your FICO score directly related to your mortgage insurance?

Post date: August 25th, 2011

If you have a score that gets you 6.25% 30 year fixed rate. How can the insurance company judge your rate on your credit scores. If you have a low score, you should not get a home loan.